Want to know what the biggest con-game is? Not the Nigerian prince. We’re all on to him.

No, it’s the credit report agencies.

A couple of weeks ago I was in need of a credit report. As one of the gazillions who used a credit card in a Target store during Nov 27 and Dec 15, Target sent me an email warning me about identity theft, and suggested I contact one of the credit report companies to check on my credit.

After spending two hours on hold in order to replace my credit card, I proceeded to visit the Experian website. Which is how I fell into their snare and into the biggest scam of all. Continue reading →